Illustration: how FX margins change the amount received
Why compare money transfer services on BankDoc?
BankDoc is an independent review site. We analyze fees, exchange rates and delivery speed across providers so you always see the real price — not marketing claims.
Total cost view: fee + FX margin, shown as money your recipient actually gets.
Live data: mid-market rates from the ECB (Frankfurter API) update daily.
Route-first: recommendations that actually work for your corridor and payout method.
We don’t process transfers and providers can’t buy rankings.
Data-driven
We show our math and use ECB mid-market rates as a baseline.
Reader-supported
Some partners pay us a referral fee if you sign up. Our verdicts stay objective.
Questions you may have
BankDoc is an independent comparison and review site for international money transfers. We analyze total cost (fees + FX margin), delivery speed and payout methods across providers.
Reference rates are the mid-market rates from the European Central Bank via the Frankfurter API. Providers usually add a margin to this rate.
Some services pay us a referral fee if you sign up via our links. These partnerships do not influence our rankings or reviews.
Yes. Fees, FX margins and payout options vary by route and amount. Our picks consider the exact sending and receiving countries and the method you need.
Exchange rates update daily from the ECB. Provider fees are monitored regularly; we refresh route pages and reviews to reflect changes.