Review Best Way Transfer Money to China
Independent reviews and real receive amounts for providers that actually pay out in China.
          
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    Why use BankDoc to send money to China?
Transparent pricing
We add provider fee and FX margin to show the real receive amount in CNY.
Route-based picks
We focus on corridors that actually pay out in China with local details.
Fast to verify
Know KYC steps and limits up-front so you can plan speed vs. cost.
In four simple steps, you can send money to China
1. Compare total cost
      2. Create account & verify
      3. Add recipient details
      4. Pay & track delivery
    How much does it cost to send money to China?
Take advantage of the current mid-market rate we show above. Fees and FX margin are included before you confirm, so your recipient gets what you expect in CNY.
Sign in and send →
      Best ways to receive money in China
Bank deposit (CNY)
Send directly to a local CNY account or IBAN.
Wallet / Card top-up
Where supported, payouts to a local wallet or card for speed.
Send money to China
Send money from China
Banks & money services we partner with
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China Money Transfer Frequently Asked Questions (FAQs)
What are the limits for online money transfers to China?
      Transfer limits to China depend on your provider’s verification tier and policy. Large amounts may require extra KYC and source-of-funds documents. 
    Is it safe to send money online to China?
      Online transfers to China are generally safe when you use a verified account, strong passwords, and two-factor authentication. Always review fees, FX rate and recipient details before confirming. 
    What details do I need for an international bank transfer to China?
      You’ll need the recipient’s full name, bank name, IBAN for China (where applicable), and the bank’s SWIFT/BIC. Some banks also require a payment reference and purpose of transfer. 
    How long does it take to send money online to China?
      Wallet or card transfers can be near-instant; SWIFT bank wires typically take 1–3 business days. Delays can occur due to compliance checks, weekends, or cut-off times. 
    How can I send money to China online?
      You can send via bank transfer, debit/credit card, or licensed money-transfer apps. Compare fees and exchange rates for your specific corridor to pick the best option.