Personal loan calculator

Calculate Monthly Payments for a €1.000 Loan

Estimate monthly payments, total interest, and payoff timeline. Adjust term and rate to see how your costs change before you apply.

Open calculator Try €2.000 Loan

Illustrative numbers

What a €1.000 loan could look like

See the full picture before you apply. We estimate costs with the same math as the calculator and highlight the figures that matter.

We’ll check your credit to set a personal rate and confirm an affordable limit. Our sharpest rates start from 5.99% for top credit tiers.

Example now: borrow €1.000 for 60 months at a fixed 7,5%.

  • Estimated monthly instalment: €20,04
  • Total to repay across the term: €1.202,28
  • Effective annual percentage (APR, monthly compounding): 7,8%

Figures are estimates; your offer may differ based on checks and fees.

Calculate €1.000 Loan by Country

Select your country to calculate monthly payments, APR, and total cost for a €1.000 loan—our calculator adapts to local rates, fees, and terms for accurate results.

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Clear monthly payment illustration

Clear monthly payment

See principal vs. interest over time and plan an affordable budget.

Flexible terms illustration

Flexible terms

Shorten the term to cut interest — extend it to lower the monthly cost.

Built for speed illustration

Built for speed

Simple, responsive, accessible. No clutter — just the numbers you need.

Frequently asked questions

Same-day decisions are possible once your details are verified. To speed up a €1.000 application, keep your ID and income documents ready and respond quickly to any follow-ups.