Revolut — multi-currency account for daily spending & travel
Low fees, fast transfers and budgeting tools make Revolut a strong choice for global spending. You can hold multiple currencies, create virtual cards and earn interest on savings (plan-dependent).
Multi-currency e-money account with budgeting, analytics and savings. Availability, fees and interest rates depend on your country and chosen plan.
| Feature | Details |
|---|---|
| Plans | Standard (free), Plus, Premium, Metal |
| Supported currencies | Hold & exchange 25+ currencies; local account details vary by region |
| FX | Low weekday spread within monthly limits; weekend mark-up beyond limits |
| ATM | Fee-free withdrawals within plan limits; fees apply beyond limits |
| Savings | Vaults with interest (rate varies by market & plan) |
| Security | In-app controls, 3-D Secure, freeze/unfreeze, virtual & disposable cards |
Accounts for companies and freelancers: multi-currency balances, team cards, approvals and integrations.
| Plan | Best for | Core features |
|---|---|---|
| Free | Freelancers / early-stage | Basic multi-currency, limited allowances, simple transfers |
| Grow | Small teams | Invoicing, expenses, approvals, accounting integrations |
| Scale | SMBs | Higher limits, advanced roles & controls, API |
| Enterprise | Larger orgs | Custom pricing, dedicated support, custom compliance |
Debit across all tiers; virtual and disposable cards for safer online payments. Credit/instalments available only in selected markets.
| Card type | Use case | Notes |
|---|---|---|
| Standard debit | Daily spending | Apple/Google Pay, contactless, controls in app |
| Virtual | Online shopping | Instant issue, separate numbers, easy freeze |
| Disposable | One-time payments | Card number rotates after each transaction |
| Metal | Premium | Higher limits, travel perks (plan-dependent) |
| Credit / Pay Later | Selected countries | Eligibility & APR depend on market and profile |
Transparent pricing with local rails where available. Speed & costs depend on route and plan.
| Type | Speed | Fees | FX |
|---|---|---|---|
| Revolut → Revolut | Instant | Usually free | No FX if same currency |
| Domestic (local rails) | Instant / same-day | Often free or low fee | N/A |
| International (SEPA/SWIFT) | Same-day to 2-3 days | Low fee; intermediary bank charges possible on SWIFT | Weekday rates within limits; mark-ups on weekends |
92
Security
FCA e-money license (country-specific), strong KYC, in-app security.
78
Profitability
Interest on savings vaults; rates vary by plan & market.
90
Convenience
Intuitive app, instant notifications, virtual cards, Apple/Google Pay.
85
Fees & FX
Low weekday FX within limits; weekend/large-amount mark-ups apply.
Pros
- Fee-free starter account
- Low-cost transfers within weekday limits
- Savings vaults with interest
- Budgeting tools and analytics
Cons
- Less competitive FX on weekends/outside limits
- Large transactions may incur extra fees
- No classic overdraft like a traditional bank
Plans and Pricing
-
Standard
Core tools for free. -
Plus
Smarter limits and perks. -
Premium
Better rates and subs. -
Metal
Travel and insurance. -
Ultra
Top tier benefits.
| Feature | Standard Free Intro offer |
Plus EUR 3.99/mo billed monthly Intro offer |
Premium EUR 7.99/mo billed monthly Intro offer |
Metal EUR 14.99/mo Intro offer |
Ultra EUR 55/mo Intro offer |
|---|---|---|---|---|---|
| Card style | Standard card | Plus card with name | Premium card with name | Metal card | Platinum plated card |
| Points on spend | 1 point per 10 EUR | 1 point per 10 EUR | 1 point per 4 EUR | 1 point per 2 EUR | 1 point per 1 EUR |
| Support channel | In-app chat | Priority chat | Priority chat and call | Priority chat and call | Priority chat and call |
| International transfers fee | Standard fees | 20% discount | 40% discount | Free | Free |
| ATM withdrawals fee-free | 200 EUR/mo or 5 withdrawals | 200 EUR/mo | 400 EUR/mo | 800 EUR/mo | 2000 EUR/mo |
| Savings interest AER variable | up to 3.51% | up to 3.51% | up to 3.75% | up to 4.00% | up to 4.50% |
| Pro cashback | 0.4% | 0.4% | 0.6% | 0.8% | 1.0% |
| Under 18 accounts | up to 5 plus co-parent | up to 5 plus co-parent | up to 5 plus co-parent | 5 plus co-parent | 5 plus co-parent |
| Airport lounge access | Available to buy | Available to buy | Discounted | Discounted | Unlimited |
| FX with no extra fees Mon-Fri | 1000 EUR/mo | 3000 EUR/mo | No fair usage limit | No fair usage limit | No fair usage limit |
| Weekend FX markup | 1.0% | 0.5% | No fee | No fee | No fee |
| Travel insurance bundle | Not included | Not included | Medical cover up to 10m per year | Medical plus extras | Full bundle incl winter sports |
| eSIM data | Available to buy | Available to buy | Available to buy | Available to buy | 3 GB global data per month included |
| Commission-free stock trades | 1 per month | 3 per month | 5 per month | 10 per month | 10 per month |
| Commodities service fee | 0.99% min 1 EUR | 0.99% min 1 EUR | 0.49% min 1 EUR | 0.49% min 1 EUR | 0.49% min 1 EUR |
Revolut – Top 20 countries by reported users (2026)
| Rank | Country | Users (approx.) |
|---|---|---|
| 1 |
United Kingdom
|
~12,000,000 |
| 2 |
Spain
|
~5,000,000 |
| 3 |
France
|
~5,000,000 |
| 4 |
Poland
|
~5,000,000 |
| 5 |
Romania
|
~4,300,000 |
| 6 |
Italy
|
~4,000,000 |
| 7 |
Ireland
|
~3,000,000 |
| 8 |
Germany
|
~2,500,000 |
| 9 |
Portugal
|
~2,000,000 |
| 10 |
Hungary
|
~2,000,000 |
| 11 |
Greece
|
~1,600,000 |
| 12 |
Netherlands
|
~1,000,000 |
| 13 |
Switzerland
|
~1,000,000 |
| 14 |
Czechia
|
~1,000,000 |
| 15 |
Sweden
|
~800,000 |
| 16 |
Belgium
|
~750,000 |
| 17 |
Bulgaria
|
~670,000 |
| 18 |
Lithuania
|
~640,000 |
| 19 |
Slovakia
|
~204,000 |
| 20 |
Slovenia
|
~116,000 |
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