Best Сashback Сredit Сards
Cashback is a rewards program offered by many credit cards where a percentage of the money you spend is returned to you as cash or credit. It acts like a discount on purchases, giving you real savings on everyday expenses such as shopping, dining, and services. This benefit encourages cardholders to use their credit cards more frequently, turning regular spending into a way to earn money back.
- Cashback helps reduce overall costs on purchases.
- It often applies to specific categories like groceries, travel, or online stores.
- Best Сashback Сredit Сards
- So here the List of the Best Cashback credit Cards
So here the List of the Best Cashback credit Cards
Curve Cash Card (UK & EU)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 1 |
Curve Cash Card (UK & EU)
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90
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Go To Site |
Pros
- High cashback on selected retailers
- Free and premium options
- Supports Apple/Google Pay
- “Back in time” transaction edits
Cons
- Cashback capped on free plans
- Requires app and digital setup
- Premium perks behind paywall
- No physical branches
About Curve Cash Card
The Curve Cash Card offers users in the UK and Europe a powerful cashback experience by consolidating all your cards into one smart payment method. With cashback ranging from 1% up to 20% on major retailers like Amazon, Tesco, IKEA, and Boots, users can save money automatically on everyday purchases. Cashback is added instantly to your Curve Cash balance and can be used for future payments. This makes Curve not only a budgeting tool, but also a rewards engine – ideal for users who want seamless savings across their spending habits without switching banks. The “Back in Time” feature even allows users to shift past purchases between accounts, adding an extra layer of control.
Amex Cashback Everyday (UK)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 2 |
Amex Cashback Everyday (UK)
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88
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Go To Site |
Pros
- Up to 5% cashback on initial spend
- No annual fee
- Rewards applied automatically
- Widely accepted at UK retailers
Cons
- Cashback drops after intro period
- Requires strong credit profile
- Not ideal outside the UK
- Minimum spend required for full benefits
About Amex Platinum Cashback Everyday
The Amex Platinum Cashback Everyday card is designed for UK shoppers who want to earn money back on their daily purchases without paying an annual fee. With up to 5% cashback during the introductory period and a solid 0.5% to 1% rate afterward, this card works best at major UK retailers like Sainsbury’s, M&S, and ASOS. Cashback is automatically credited once a year, making it effortless to earn while spending. Ideal for those with a good credit history, this card makes it easy to benefit from your everyday transactions, turning shopping for groceries, fashion, and household items into real financial rewards.
Revolut Ultra Card (EU/UK)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 3 |
Revolut Ultra Card (EU/UK)
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87
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Go To Site |
Pros
- Cashback on global spending
- Premium perks (travel, concierge)
- High spending limits
- Works across EU and UK
Cons
- Requires Ultra subscription (€45/mo)
- Cashback capped monthly
- Not ideal for low spenders
- Cashback % lower in Europe
About Revolut Ultra Card
The Revolut Ultra Card is the pinnacle of Revolut’s premium offerings, combining sleek metal aesthetics with practical rewards like up to 1% cashback on all card purchases. Cashback is automatically credited and works globally, including with top brands like Amazon and Booking.com. Designed for high spenders, the Ultra plan adds luxury benefits such as travel insurance, lounge access, and dedicated support. Although it comes with a monthly fee, frequent travelers and lifestyle-focused users can easily offset this with cashback earnings and premium perks, making it a smart choice for those seeking more than just banking.
Curve Cashback Card (EU/UK)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 4 |
Curve Cashback Card (EU/UK)
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84
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Go To Site |
Pros
- Earn cashback on daily spending
- Works with your existing cards
- Smart features like card time travel
- No need to switch banks
Cons
- Cashback limited to select stores
- Higher cashback only on paid plans
- Support can be slow during peak times
- Some features limited outside UK
About Curve Cashback Card
The Curve Cashback Card allows users to consolidate all their credit and debit cards into one smart card and app, offering up to 1% cashback at popular retailers such as Tesco, Netflix, and Shell. Cashback is instantly rewarded and visible in your Curve wallet, providing a seamless way to save while spending. The Curve platform also introduces unique features like Go Back in Time™, letting users switch payment cards after a purchase. With both free and premium plans, it’s a flexible solution for everyday shoppers looking to get rewarded on regular purchases without changing their main bank.
Plutus Card (EU)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 5 |
Plutus Card (EU)
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82
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Go To Site |
Pros
- High cashback rates on popular stores
- Crypto rewards integration
- No foreign transaction fees
- Easy mobile payments
Cons
- Crypto rewards can be volatile
- Limited merchant network for max cashback
- Not widely accepted outside EU
- Requires active app use for rewards
About Plutus Card
Plutus Card offers a unique combination of cashback rewards and cryptocurrency incentives, making it attractive to savvy spenders in the EU. Users earn up to 3% cashback at popular retailers such as Amazon and Starbucks, while also receiving crypto rewards through the Plutus ecosystem. This card eliminates foreign transaction fees, supporting seamless purchases abroad. Its integration with mobile payment platforms and contactless options ensures convenience, while the crypto rewards add an innovative twist for those interested in digital assets.
Wero Card
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 6 |
Wero Card (Europe)
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80
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Go To Site |
Pros
- Attractive cashback on popular retailers
- No monthly or hidden fees
- Simple and user-friendly app
- Fast contactless payments
Cons
- Cashback limited to select merchants
- Only for EU residents
- Relatively new on the market
- Limited physical branches/support
About Wero Card
The Wero Card is designed for European residents who want straightforward cashback rewards without monthly fees. It offers up to 3% cashback on well-known retailers like Amazon, Lidl, and McDonald’s, making it appealing for everyday spending. The card’s app-based management allows easy tracking of rewards and payments, while contactless technology enhances convenience. Wero’s focus on simplicity and no hidden costs makes it a competitive option for cashback-focused consumers in Europe.
Curve Flex (Europe)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 7 |
Curve Flex (Europe)
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78
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Go To Site |
Pros
- Combine all cards into one physical card
- No foreign transaction fees
- Easy mobile wallet integration
- Simple cashback on popular retailers
Cons
- Cashback max 1%
- Not ideal for high cashback seekers
- Dependent on Curve app functionality
- Limited special offers
About Curve Flex
Curve Flex allows users to consolidate multiple credit and debit cards into one smart card with the added benefit of cashback rewards up to 1% on select merchants such as Uber and Spotify. It is ideal for those who want a streamlined payment experience combined with simple cashback without foreign transaction fees. Its compatibility with Apple Pay and Google Pay makes it convenient for digital-first users across Europe.
Plutus Card (Europe)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 8 |
Plutus Card (Europe)
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82
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Go To Site |
Pros
- High cashback rates on select retailers
- Unique crypto rewards option
- User-friendly app interface
- Contactless and mobile payment support
Cons
- Cashback limited to specific merchants
- Crypto rewards may not suit everyone
- Requires active account management
- Relatively new fintech
About Plutus Card
Plutus Card offers attractive cashback rewards of up to 3% on everyday services and stores like Amazon, Starbucks, and Netflix. It also stands out by integrating cryptocurrency rewards, appealing to users interested in digital assets. The card supports contactless payments and easy management through its app, making it a modern and versatile option for European consumers seeking cashback with added crypto benefits.
Monese Cashback Card (Europe)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 9 |
Monese Cashback Card (Europe)
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80
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Go To Site |
Pros
- Simple cashback on everyday spending
- No monthly fees on entry plans
- Comprehensive mobile app features
- Wide merchant acceptance
Cons
- Cashback max 1.5%
- Some features require paid plans
- Not the highest cashback rates overall
- Limited physical branch support
About Monese Cashback Card
The Monese Cashback Card is designed for everyday spending, offering up to 1.5% cashback on popular retailers such as Tesco, ASOS, and Deliveroo. Its no-monthly-fee entry option and feature-rich mobile app make it a solid choice for users who want straightforward cashback benefits with flexible account management. The card supports contactless payments and mobile wallets for convenience.
Wero Cashback Card (Europe)
| # | Bank | Account Info | Eligibility | Highlights | Rating | Visit |
|---|---|---|---|---|---|---|
| 10 |
Wero Cashback Card (Europe)
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79
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Go To Site |
Pros
- Up to 2% cashback on popular stores and services
- Quick and easy digital sign-up
- Personalized cashback offers
- Mobile and contactless payment friendly
Cons
- Lower cashback on some categories
- Some features behind app-only
- Cashback max 2%
- Limited physical presence
About Wero Cashback Card
Wero Cashback Card offers a flexible cashback program with up to 2% rewards on popular stores and services like Zalando, Netflix, and Starbucks. Its personalized cashback categories help users maximize earnings based on spending habits. The card is designed for easy digital onboarding and supports contactless and mobile payments, making it a modern choice for European consumers.
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Top Benefits of Using Cashback Credit Cards
Using cashback credit cards lets you effortlessly turn everyday purchases into savings, giving you a little reward every time you swipe. It’s like getting a bonus for spending money you already planned to use, making your shopping, dining, or bills work a bit harder for you. Plus, these cards often come with perks that make managing your finances smarter and more rewarding.
- Earn money back on everyday purchases effortlessly.
- Turn regular spending into rewarding savings.
- Get bonuses while paying for things you already buy.
- Access extra perks that enhance your financial management.
How to Maximize Your Cashback Rewards
To maximize your cashback rewards, focus on using your card for purchases in categories that offer the highest cashback rates, such as groceries, dining, or online shopping. Additionally, keep an eye on special promotions or seasonal offers that boost your earnings temporarily. Pairing your cashback card with a budgeting plan helps ensure you spend wisely and don’t miss out on rewards.
To maximize your cashback rewards, concentrate your spending on categories that offer the highest rates, such as groceries, dining, and online shopping. Take advantage of seasonal promotions and bonus cashback offers whenever possible. Planning your budget around these opportunities ensures you earn the most rewards without overspending.
| Monthly Spend Category | Spend Amount (€) | Cashback Rate (%) | Cashback Earned (€) |
|---|---|---|---|
| Groceries | €500 | 2% | €10 |
| Dining & Restaurants | €300 | 3% | €9 |
| Online Shopping | €200 | 1.5% | €3 |
| Gas & Transport | €150 | 1% | €1.50 |
Top Cashback Services Worldwide: Rates and Popular Stores
| Cashback Service | Min Cashback (%) | Max Cashback (%) | Main Stores & Categories |
|---|---|---|---|
| Rakuten (Ebates) | 1% | 40% | Walmart, Macy’s, Sephora, Amazon, Travel |
| TopCashback | 1% | 30% | eBay, ASOS, Argos, Booking.com |
| Swagbucks | 1% | 20% | Target, Walmart, Best Buy, Home Depot |
| Honey Gold | 1% | 20% | Nike, Groupon, Macy’s, eBay |
| TopCashback UK | 1% | 25% | John Lewis, Argos, Expedia, ASOS |
| Quidco | 1% | 30% | Argos, Expedia, Currys, AO.com |
| ShopBack (Asia-Pacific) | 1% | 20% | Lazada, Shopee, Qoo10, Zalora |
| Payback (Europe) | 0.5% | 5% | Shell, REWE, Galeria Kaufhof, DM |
| BeFrugal | 1% | 40% | Macy’s, Kohl’s, Walmart, Expedia |
| Mr. Rebates | 1% | 40% | eBay, Best Buy, Target, Walmart |
Common Questions About Cashback Credit Cards
A cashback credit card gives you back a small percentage of what you spend, turning everyday purchases into savings. It’s like earning a discount every time you swipe your card.
You earn cashback by using your card at eligible stores or categories, and the rewards automatically accumulate based on your spending habits – no extra effort needed.
Yes, most cashback cards let you choose how to redeem rewards – whether as direct cash, a credit on your bill, or exciting gift cards tailored to your favorite brands.
Some cards cap your cashback in certain categories or monthly, but many offer unlimited cashback, so you keep earning as long as you spend wisely.
How to Use Cashback?
Use your cashback rewards to offset your purchases, save for bigger goals, or reinvest in everyday essentials – making your spending work smarter, not harder.